Test your credit score. After you apply for a mortgage, the lender will review your credit rating to ascertain your creditworthiness together with your curiosity rate. Editorial Take note: We make a commission from spouse links on Forbes Advisor. Commissions never have an impact on our editors' viewpoints or evaluations. https://bookmarkport.com/story15445612/how-mortgage-rate-hikes-can-save-you-time-stress-and-money